Expertly crafted policies
Your priorities matter, but your family's future needs matter even more when you're gone.
500+
500 +
Families Helped
$5m +
$5m+
Life Insurance Place
600k +
Premium Sold
20 +
Professional agents
$600k +
20+
Families Helped
Life Insurance Placed
Premium Sold
Professional agents
Daniel Lugo
Licensed Broker &
Senior Field Underwriter
About Me
I started my professional journey in emergency services as an EMT and paramedic, where I developed a strong sense of responsibility, urgency, and care for others.
That same mindset now fuels my work in the insurance industry. I’m a hardworking and honest individual with a genuine passion for helping people secure their futures.
My mission is to guide families into the best possible position—not just for retirement or after passing, but throughout their working years. I believe protection should start now, while we’re here building, growing, and living.
WE GOT YOU COVERED
Final Expense
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
Indexed Universal Life
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
Mortgage Protection
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Fixed Indexed Annuities
This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.
National Producer #: 19985481
Certified in the States Below
INDUSTRY'S BEST
INSURANCE PROVIDERS
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